RETIREMENT CHANNEL
Lean FIRE Calculator
Calculate the nest egg needed for a minimalist, low-cost early retirement strategy.
Calculator Variables
Calculation Overview
Determine your Lean FIRE target portfolio requirements to achieve minimalist financial independence.
Mathematical Model & Formula
Lean Target = Lean Annual Expenses / SWR %
Utilizes the classic withdrawal equation mapped directly to a leaner, lower expense schedule.
Variables Defined:
Worked Example Scenario
Scenario: Minimalist living on $30,000 annually with 4% SWR.
- Target = $30,000 / 0.04 = $750,000
Result: Target Lean portfolio is $750,000.
Frequently Asked Questions
What is Lean FIRE?
An early retirement strategy focused on extreme frugality and minimalist living, requiring a smaller nest egg (typically under $1M).